Meet the Minds Behind polivernatimo
Where diverse expertise meets shared passion for financial education and business innovation across Australia

Marcus Chen, Chief Strategy Officer
Marcus joined polivernatimo in early 2019 with a vision that financial education shouldn't feel like decoding ancient texts. After spending eight years in Sydney's corporate finance world, he was frustrated by how complex simple concepts had become.
His background spans investment banking at Westpac and strategic consulting for emerging Australian fintech companies. What really drives Marcus is translating complex market dynamics into actionable insights that everyday Australians can actually use to build their business ideas.
When the pandemic hit in 2020, Marcus led our pivot to digital-first education, personally designing our signature business evaluation framework that's helped over 12,000 Australians assess their entrepreneurial ideas with confidence.
Our Collective Strength
We believe the best financial insights come from varied perspectives. Our team brings together experiences from corporate banking, startup trenches, academic research, and real-world entrepreneurship across Australia's diverse markets.

David Rodriguez
David's journey to polivernatimo started in Melbourne's tech startup scene, where he watched too many brilliant ideas fail due to poor market timing. His expertise in consumer behavior analysis comes from five years at Nielsen, followed by hands-on experience launching three of his own ventures between 2018-2022.
Sarah Anderson
Sarah brings fifteen years of experience from Commonwealth Bank's business lending division, where she noticed a pattern: most loan rejections weren't about bad credit, but about unclear business models. She joined polivernatimo in 2021 to help bridge that gap through practical education that actually prepares entrepreneurs for real banking conversations.
James Liu
James comes from Brisbane's growing tech scene, where he spent six years building data platforms for e-commerce companies. His mission at polivernatimo is making complex financial data accessible through intuitive digital tools. He's the brain behind our business idea assessment algorithms that have processed over 25,000 evaluations since 2023.
Building Australia's Financial Future Together
Since 2018, we've been on a mission to democratize financial education across Australia. What started as frustration with overcomplicated business advice has grown into a platform that's helped thousands of Australians turn ideas into viable businesses.
Our approach isn't about get-rich-quick schemes or overnight success stories. Instead, we focus on building genuine understanding of market dynamics, financial planning, and sustainable business development. Every tool we create, every course we design, stems from real challenges we've encountered in Australia's diverse business landscape.
The numbers tell part of our story, but what really matters is the confidence we've helped build. When someone emails us six months later to say they successfully pitched their business idea to investors, or that they avoided a costly mistake because of something they learned here – that's when we know we're making a difference.